Dual Capital Bank

Dual Capital Bank
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Contact Info

1719 Great Portland St, London W1W 5PF

+44 7123 DUAL CB

customerservice@dualcb.com

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Home Loan

Your Path to Homeownership Starts Here

Realize your dream home with Dual Capital Bank’s Home Loans, crafted for tech-savvy millennials and corporate clients seeking flexible, secure, and competitive financing solutions tailored to their unique needs.

  • Competitive Rates Starting at 3.99% APR
  • Bank-Grade Security for Your Peace of Mind
  • Fast Approvals with Digital Processing
  • Customizable Loan Terms to Fit Your Goals
Homeownership
✦ Make Your Dream Home a Reality – Apply for Your Home Loan Today!
Get Started Today

Your Dream Home, Simplified with Dual Capital Bank Home Loans

Unlock the door to homeownership with Dual Capital Bank's complete mortgage solutions designed for today's digital-savvy buyers. Whether you're a first-time homebuyer, upgrading to your forever home, or investing in property, we offer competitive rates starting at just 6.25% APR* with loan amounts up to £ 2.5 million.

Why Choose Dual Capital Bank?

  • • AI-Powered Approval: Get pre-approved in as little as 15 minutes through our mobile app
  • • Rate Match Guarantee: We'll beat any competitor's rate by 0.25%
  • • Flexible Down Payments: Options from 3% (conventional) to 0% (VA/USDA loans)
  • • Transparent Process: No hidden fees with our All-In-One closing cost calculator

Comprehensive Loan Options:

  • • Purchase Loans: Fixed (15-30 year terms) and adjustable rate mortgages (5/1, 7/1 ARMs)
  • • Refinancing: Lower your rate, change loan terms, or access home equity with cash-out refinancing
  • • Construction Loans: One-time-close solutions for building your custom home
  • • Jumbo Loans: Financing for high-value properties up to £ 3 million

Smart Financial Benefits:

  • • Tax Advantages: Mortgage interest deductions (up to £ 750,000 loan balance)
  • • Relationship Discounts: 0.125% rate reduction for existing Dual Capital Bank customers
  • • Biweekly Payments: Pay off your loan faster and save on interest
  • • Digital Tools: Real-time payment tracking and equity monitoring

Our mortgage specialists guide you through every step - from application to closing and beyond. With 24/7 online account access and award-winning customer service, Dual Capital Bank makes home financing simple, secure, and surprisingly stress-free.

*Rate shown for 30-year fixed conventional loan with 20% down payment and 740+ credit score. Actual terms may vary. All loans subject to credit approval.

Loan Calculator

FAQ
Have Questions? Visit Our FAQ Page
Loan Amount
£ 50,000 £ 2.5 million
Loan Term (Years)
20 Years 40 Years
Interest Rate
6% 18%
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